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Group CEO Remarks
Group Key Figures
Revenue
R 58.8 bn
+4% YoY
Impairments
R 7.1 bn
-1% YoYOperating expenses
R 31.4 bn
+4% YoYHeadline earnings
R 12.8 bn
+8% YoY Cost-to-income ratio
53.4%
2025: 53.2%
Return on equity
15 %
+0.2% YoY
Pre-provision profit
R 27.4 bn
+4% YoY
Group CET 1 Ratio
12.8 %
+0.3% YoY
Business Unit Headline Earnings
Personal and Private Banking (PPB)
R 4.1 bn
+12% YoY
Business Banking (BB)
.
R 2.7 bn
+ 5% YoY
Corporate & Investment Banking (CIB)
R 6.2 bn
+ 1% YoY
Head office, Treasury and other operations
R 234 m Loss
- 52% YoY
Group FD Remarks
Strategic Update
*Sustainable finance mobilised for June 2026 YTD amounted to R30.8bn, bringing cumulative sustainable finance mobilised since 2021 to R244.2bn.
Absa Group delivered an 8% increase in headline earnings to R12.8 billion supported by revenue growth of 4% to R58.8 billion
Absa Group reported a solid financial performance for the six months ended 30 June 2026, despite a challenging and uncertain operating environment, supported by the strength of its South African business.
The first half of 2026 is characterised by elevated geopolitical uncertainty, changing interest rate dynamics and varied economic conditions across the Group’s markets. Against this backdrop, the Group delivered headline earnings of R12.8bn and a return on equity of 15%, reflecting disciplined execution and a continued focus on sustainable growth.
Our highlights in 2026
The story behind the numbers
Performance is about more than financial results. It's about the people, businesses and opportunities behind every outcome. Across our African footprint, we're creating long-term value through disciplined execution, purposeful innovation and partnerships that enable inclusive growth.
The Absa 2026 Interim Highlights video brings together the stories behind the numbers, showcasing how we're supporting clients, empowering colleagues, simplifying banking through innovation and contributing to sustainable economic progress across the continent.