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Group CEO Remarks
Group Key Figures
Revenue
R 115.7 bn
+5% YoY
Impairments
R 13.4 bn
CLR decreased from 103 bps to 88 bps
-6% YoYOperating costs
R 62.2 bn
+6% YoYHeadline earnings
R 24.8 bn
+12% YoY Cost-to-income ratio
53.8%
2024: 53.2%
Return on equity
15 %
+0.2% YoY
Pre-provision profit
R 53.5 bn
+4% YoY
Group CET 1 Ratio
12.7 %
+0.1% YoY
Business Unit Headline Earnings
Personal and Private Banking (PPB)
R 7.5 bn
+7% YoY
Business Banking (BB)
R 3.9 bn
-8% YoYAbsa Regions – Personal and Private Banking & Business Banking
R 2.5 bn
+51% YoYCorporate and Investment Banking (CIB)
R 13 bn
+14% YoYHead office, Treasury and other operations
R 2.2 bn loss
-5% YoYMessage from FD
Strategic Update
Media Release
Absa Group grew Headline Earnings by 12% to R24.8bn driven by Pre-provision Profit and Lower Impairments
Absa Group delivered solid financial performance for the full year, achieving a 12% increase in headline earnings. This performance reflects lower credit impairments, disciplined cost management, and solid momentum across key business segments, particularly in Corporate and Investment Banking and Africa Regions.
Our highlights in 2025
Our highlights in 2025
Across markets, progress doesn’t happen by chance. It’s shaped by the decisions we make, the partnerships we build and our belief in what’s possible. The 2025 Absa Highlights video brings together the stories that defined the year, growing with customers, strengthening our Pan-African presence, investing in innovation and talent, and advancing progress alongside the communities we serve.