01
Financial abbreviations and acronyms commonly used
A |
|
| AIRB |
Advanced internal ratings-based approach |
| AMA |
Advanced measurement approach |
| ATM |
Automated teller machine |
B |
|
| Basel | Basel Capital Accord |
| BIA |
Basic Indicator Approach |
| bp(s) |
basis point(s) |
C |
|
| CAD(s) |
Cash-accepting Device(s) |
| CET1 | Common Equity Tier 1 |
| CIB | Corporate and Investment Bank |
| CoE | Cost of Equity |
| CPF | Commercial Property Finance |
D |
|
| DPS | Dividend per share |
E |
|
| EC |
Economic Capital |
| Edcon portfolio | Edcon Store Card Portfolio |
| ERMF | Enterprise Risk Management Framework |
| ETF | Exchange-traded Funds |
| EVNB | Embedded value of new business |
F |
|
| FIRB | Foundation internal ratings-based approach |
H |
|
| HEPS | Headline Earnings per Share |
I |
|
| IAS | International Accounting Standard(s) |
| IAS 10 | IAS 10 Events after the Reporting Period |
| IAS 16 | IAS 16 Property, Plant and Equipment |
| IAS 21 | IAS 21 Effects of changes in foreign exchange rates |
| IAS 27 | IAS 27 Consolidated and Separate Financial Statements |
| IAS 34 | IAS 34 Interim Reporting |
| IAS 36 | IAS 36 Impairment of Assets |
| IAS 38 | IAS 38 Intangible Assets |
| IAS 39 | IAS 39 Financial Instruments: Recognition and Measurement |
| IAS 40 | IAS 40 Investment Property |
| ICAAP | Internal capital adequacy assessment process |
| IFRS | International Financial Reporting Standard(s) |
| IFRS 3 | Business Combinations |
| IFRS 5 | Non-current Assets Held for Sale and Discontinued Operations |
| IMAIA | Internal models approach |
| IT | Information technology |
J |
|
| JIBAR | Johannesburg Interbank Agreed Rate |
| JSE | Johannesburg Stock Exchange |
L |
|
| LIBOR | London Interbank Offered Rate |
N |
|
| NAV | Net asset value |
| NPL(s) | Non-performing loan(s) |
| NPS | Net Promoter Score© |
R |
|
| RBB | Retail and Business Banking |
| RoA | Return on average assets |
| RoE | Return on average equity |
| RoRC | Return on average regulatory capital |
| RoRWA | Return on average risk-weighted assets |
| RWA(s) | Risk-weighted asset(s) |
S |
|
| SARB | South African Reserve Bank |
T |
|
| TSA | The Standard Approach |
U |
|
| USA | United States of America |
V |
|
| VAF | Vehicle and Asset Finance |
W |
|
| WIMI | Wealth, Investment Management and Insurance |
| WFS | Woolworths Financial Services (Pty) Ltd |
